No Credit Check Short Term Loans

$50 to $5,000 paid out today!


100% No obligation loan quote


Get your cash in 60 minutes once accepted*


We don’t credit check or charge any fees†

Fast 3 to 36 month online loans.



Are you looking for a no credit check short term loan? Apply with SameDayLend today.

What are no credit check short term loans ?

We are happy you want to know what no credit check loans are because we offer them. No credit check bad credit loans mean the loans that are offered to borrowers do so without considering their credit score. Traditional lenders will conduct a credit check when assessing a loan application, this will show the financial history of such client for about 7 years.

Any financial mistake you have made in the past will be revealed to the lender, which will not be recorded in your favour. Not that credit checks are bad, we are only saying your credit history shouldn’t determine your access to a loan especially if currently you are in a good place financially.

No Credit Check Loan Short Term Loans – Let us explain

Let us introduce ourselves to you before we continue to make you understand what no credit check loans are. We are Same Day Lend and we offer you short term financial help. Our loan ranges in amount from $100 to $5000 with a three months repayment period. We are here to let Australia know we’re here to help with their financial leads. We have been able to achieve this through our 100% online loan service which is automated. This means we process loans in minutes and not hours and you can access your cash within a day.

Same Day Lend is here to make you worry less about your bad credit score especially if you have been denied a loan in the past because of this. Isn’t that good? Ultimately, if you are in a financial bind and you need a way out, think Same Day Lend.  

Need a loan today? Apply online!


No Credit Check Short Term Loans


Get automated processing for bad credit, personal loans, no credit  check loan.

Everything is step by step, and technology is the mother of innovation and vice versa. Philosophy has been the driving factor of growth in humans since the millennium. Same Day Lend has pushed forward with innovation to the lending culture. If you are looking for a cash loan with no credit check, we are ready to provide them! 

Our services operate on a system that is highly automated in assessing and approving loan applications. This is of great benefit to everyone involved, the lender, and the borrower. We save you costs by ensuring that you can apply and receive an outcome within a day. Now, to the best part of our loan services, we can automatically receive your digital bank statement and transfer you your money immediately if your bank is NPP enabled. In short, we are saying, applying and receiving your loan takes only a matter of minutes, innovative, isn’t it?

No Credit Check Loans. How Does a No Credit Check Loan Work

You may be curious to know how we can achieve this feat, well it’s because we can. We have equipped ourselves with an innovation and development team, using the power of technology to create tools that can help us to automatically determine if an applicant is deserving of a loan and if it is affordable for them.

With this information, we can build a custom credit score to determine the approval or rejection of a loan application. This system has built our confidence that we don’t bother to conduct credit checks on the applications we receive. By assessing only the applicant’s bank statement, we make sure that a poor credit history or any form of a red flag on their credit report doesn’t affect their access to no credit check loans at Same Day Lend.

No Credit Check. What can no credit check short term loans be used for?

Same Day Lend offers short term loans that can be used for almost any expenses. You can use them to pay your bills or even take a holiday! Check below for some of the reasons you can take a short term loan, they include;

– Car payments

– Moving costs

– Utility bills

– Buying presents

– Travel costs

Keep in mind that the maximum loan amount is $5000 and we cannot offer more if you have higher expenses. We help you reduce financial stress and make your life easier. 

No credit check loans for people receiving Centrelink payments

With the above information, you may still want to know if people receiving Centrelink benefits can still receive no credit check loans. Well, we are glad to assist those who are receiving Centrelink payments. It doesn’t matter if they are receiving full or partial income from Centrelink. We are open to accepting any benefit provided they are paid regularly into the applicant’s bank account.

Short Term Loans for Bad Credit

How To Apply Credit Loan, Insurance Finance, Car Loan, Payday Loan

1. Confirm your eligibility; We aim to help every Australian access loans so our eligibility criteria are very simple, see below to know if you meet the requirements before you send your application;

– Applicant must be over 18 years old

– Must have been receiving regular income for at least 3 months before

– Regular income is paid into the applicant’s bank account

– Must have a valid mobile number and email address.

That’s all we require of you, if this sounds like you, then you are qualified to get a loan with Same Day Lend in a matter of minutes.

Fill Out An Application

Submitting a payday loan no credit check application with us is way easier than you might imagine. As we have said, we operate a 100% automatic loan assessment. You don’t need to leave where you are, or source  any documents, everything is digital. However, you must provide some basic information about yourself and your financial situation so that we can know your current financial position and that’s it!

Wait For An Outcome

Once you click on the submit button, your application is immediately sent to the Same Day Lend robot. Then it proceeds to confirm your income, your expenses, and work out a budget for you and help us to determine if the loan is affordable to you, doing all these within seconds. At the end of this process, you will get an email and SMS to let you know your outcome. 

Sign The Contract

After you have been approved, you will get a digital loan contract. Ensure that you carefully read through to know everything inside out about your loan. After you have signed the contract and we have received the signed copy, you will get an instant transfer of your funds assuming your bank is one of the NPP enabled banks. If it is not, wait for it within one business day.

For Quick And Easy Go Same Day Lend

That’s all we have on no credit check loans, if you think that’s what you are looking for, click Apply Now today and get an outcome in a matter of minutes. (Credit Representative Number - 535991) which is an Introducer Appointed Representative of Marketplace Finance Pty Ltd (Credit Representative Number: 487316). is not a lender and does not make credit decisions. matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to $5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

1. Subject to application being approved by the lender. Not all lenders are able to provide up to $5000

2. Subject to lenders requirements and approval. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. 

Consumer Advisory: SamedayLend is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to $5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.