Urgent Cash Loan Today

$50 to $5,000 paid out today!


100% No obligation loan quote


Get your cash in 60 minutes once accepted*


We don’t credit check or charge any fees†

Fast 3 to 36 month online loan.



Get Your Cash Loans Today

Do you have an emergency and need an urgent cash loan today? Look no further because SamedayLend is here to help you get your cash loan today. Yes! We are not kidding you when we say that when the unexpected hits, we can lend to you immediately. The process is easy and 100% online! You can finish your loan application in just a few minutes and get decisions within the day.

SamedayLend is here to offer you fast and convenient urgent cash loans. This means no more waiting in long queues, numerous paperwork, or even the need to schedule an appointment. We are committed to providing you a straightforward, transparent, and a quick bad credit loan application process.

It is our mission to give our customers a fair chance when applying for a cash urgently. We understand that not everyone has great credit history which is why we focus on your current circumstances instead. Our quick cash loans are here to help you get the funding you need to pay for an urgent expense.

Apply with us now and get your cash loan today.

Get an urgent cash loan today from $300 to $10,000 from SamedayLend

An urgent cash loan cash is essentially a type of payday loan, the loan amount can range from $300 to $10,000. The loan amount you can borrow and repayment period may vary depending on your needs and present financial circumstances. Our application process is now 100% online following the shift in the way people borrow money. Today we utilise secure banking technology that would be able to deliver you smart, quick decisions, and secured transfer of your money to your bank within minutes

Urgent Cash Loan Today

Got poor credit history and looking for a loan?

Yes, and need money now,  you can apply for a cash loan with SamedayLend even if you have bad credit history. Things can happen that are beyond your control and we can sympathise with that. We try to look beyond what’s happened in your past and focus on your current circumstances.

Your present financial situation and overall relationship with money will be assessed by our direct lenders. This includes you income, expenses, and other financial commitments. As part of our lenders responsible lending policy to make sure that you are currently financially capable to repay your personal loan, they still carry out credit checks. This is how they decide on a case per case basis, whether they offer you a cash loan today.

If you’re worried about your bad credit history, try applying with SamedayLend because we try to understand your unique financial situation and offer you cash loans that you’ll be comfortable in repaying.

Emergency Cash Loans Online – Urgent Cash Loans to $5000

Sometimes known as an emergency cash loan, or urgent cash loans, if you qualify it allows you to borrow anything between $100 and $5000 which is paid back much quicker than a traditional loan. Usually you would pay this back on your next payday or it can be a bit longer, so anything between 3 – 12 months. These easy loan types allow you quick cash to get you out of a financial emergency. The fee structures can vary between different lenders but they will be clear before you sign the finance agreement. 

Our lender panel is here to help you with urgent cash loans, just apply and see how we can help.

How much to borrow with an emergency cash loan

There are many benefits to taking out a payday loan, including the chance for quick access when you need it most. With loan amounts up to $5000 you have the choice to borrow what you need to suit the situation you find yourself in, good or bad. Emergency funds, and repayments come within 3 months-12 months with payments as low as 1% interest per month.

You may need cash fast, and we’re here for you. Whether it’s an emergency or just what life throws your way, there is always a solution with loans giving those In Melbourne, Sydney, and Across Australia the opportunity to take out urgent emergency loans online so you can ease the stress of unpredictable events.


I need a loan urgently but have bad credit

Here are simple steps to follow if you plan to boost your credit score to apply for a loan:

Keep in mind that you could still be eligible for a bad credit loan with SamedayLend, but having an improved credit score will give us a picture of your ability to stay on top of your loan repayments. Following these simple steps may help you out to get your cash faster 

  •       Try to pay all your bills on time.

This may already be a given but take note that it is also very true. One of the most obvious way to boost your credit score is to make sure that your payments are made on time.

  •       Begin paying down existing debts.

Essentially, attempts to cut back your debt on multiple loans and other finances will tell us that you are trying to build some consistency with your credit report and increase your chances of getting your cash loan today with us.

  •       Make it a habit to check your credit report.

Errors and inaccuracies on your credit report can happen to anyone and may easily impact your overall credit score. These errors can vary widely from repayments made but not listed, duplicate items listed, or even incorrect information reported including old addresses or bank accounts. Make it a habit to check your credit report yearly. This will help you be able to immediately identify and resolve such inaccuracies, if there are any.

  •       Consider attending financial counselling.

For some people, mapping out your own budget and finances may be too difficult, and finding a good financial counsellor can help you a lot. Contacting a financial counsellor will help you have a better grasp on efficient budgeting strategies and guides you to stay on top of your loan payments. National Debt Hotline (1800 007 007) is a service where you can get free and confidential financial advice from select professional financial counsellors.

  •       You can also apply for a lower credit card limit.

If your current credit card limit is too high, try to apply for a lower credit card limit. This will help reduce the amount of debt you can accrue in the future and teaches you to cut down unnecessary expenses. Managing your prioritised payments will surely help in significantly boosting your current credit score.

How is it possible that I can borrow money fast?

Borrowing money from SamedayLend is super easy and fast because application is completely done online. Offering instant cash loans online and quality service to the Australians is first and foremost our top priority. Simply fill out our loan application online and make sure to click ‘submit’.

Since we only use secure, cutting-edge technology, to obtain read-only copies of  documents we require such as your bank statement, we can be much faster than other traditional banks and lenders out there.

You can apply anywhere, anytime. Submit your application now and get a quick decision, in some cases, you can get your cash transferred  straight to your bank account within the hour.

Eligibility for getting a cash loan today

Check out this list to know whether you’re able to meet the few requirements we need for you to qualify for one of our personal loans.

  •       Be 18 years of age or over;
  •       Be an Australian citizen or a permanent resident;
  •       Have a bank statement showing a regular source of income for at least 90 days before date of application;
  •       Have a direct mobile number and valid email address.

Can beneficiaries of Centrelink apply?

Being on Centrelink should not prevent you from getting a personal loan with us. SamedayLend is committed to give all Australians a fair chance to apply for a cash loan today when they need it the most. Our assessment process to your application is the same as we do with all other applicants. We will find you a loan that will best fit your unique financial situation so long as you meet the above eligibility criteria.

Emergency Cash Loans

Different uses for your personal loan

Whether you need money urgently for a sudden car repair or an unpaid utility bill, SamedayLend can help with your cash emergency 

Emergency Cash Loans

If you have a medical emergency and you urgently need to pay quite a large sum of medical bill, we can provide you funding in as little as 60 minutes of applying.

Debt Consolidation Loan

You can consolidate and pay your outstanding high-interest debts with our personal loans. Pay multiple loans with a single payment by securing emergency cash with SamedayLend.

Car Repair Loans

Usually your car breaking down happens at the worst time, usually when we are low on cash. Applying for a quick car repair loan today can help you pay for these types of unexpected bills.

Personal Loans on a Weekend

Applying for a quick cash loan on a weekend is possible wtih SamedayLend. Unexpected expenses don’t take breaks on the weekends and can happen anytime. Please note that even though you may apply for a weekend loan on both Saturday and Sunday, there is a limited customer service hours on Sundays. Approval time will depend on the time you submit your application and your unique financial circumstances.

How to Apply for a loan?

If you’re ready to apply for a cash loan today, here are few simple steps that you need to follow:

Step 1: Submit your application online

Find our loan calculator in our website and select your preferred loan amount and repayment period then click ‘Apply Now’. Complete our online application form and don’t forget to attach any files requested by us. Be truthful and remember to click ‘submit’.

Step 2: Let SamedeyLend assess your loan application

The ball is now in our court and we have to do the leg-work. We’ll access the application you’ve submitted to us, run it under our assessment, and find you the appropriate loan product that will best match your needs. If you’re unsuccessful, we will let you know right away no more long waiting and worrying if you’ve been accepted for one or not.

Step 3: Read, review, and sign your agreement

If your loan application has been approved, congratulations! A loan term contract will be sent to you shortly. Make sure that you read through your contract thoroughly and review it twice before signing. If you have any questions or concerns, please don’t hesitate to ask.

Step 4: Get your urgent cash loans today!

When we receive your signed loan contract, the cash will be transferred into your account right away. NPP-enabled bank accounts could receive their cash loans in just 60 minutes.

Apply for cash loans now with SamedayLend!

The application will cost you nothing and can take you only a few minutes, it is best that you try and take your chances getting a cash loan today. Whether you have a bad credit score or receiving Centrelink benefits, SamedayLend can help you find the most appropriate cash today loan that can match your unique financial situation. So, what else are you waiting for? Scroll up and click ‘Apply Now’! Getting your urgent cash loans has never been this quick and easy.


SamedayLend.com.au (Credit Representative Number - 535991) which is an Introducer Appointed Representative of Marketplace Finance Pty Ltd (Credit Representative Number: 487316).  

SamedayLend.com.au is not a lender and does not make credit decisions. SamedayLend.com.au matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to $5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

1. Subject to application being approved by the lender. Not all lenders are able to provide up to $5000

2. Subject to lenders requirements and approval. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. 

Consumer Advisory: SamedayLend is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to $5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

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