Loans Online Instant Approval

$50 to $5,000 paid out Today!

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100% No obligation loan quote

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Get your cash in 60 minutes once accepted*

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We don’t credit check or charge any fees†

Fast 3 to 36 month online loans.

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Fast Loans Instant Approval

When an emergency expense comes up that you have not saved up for, you’ll want to find the fastest and most effective way you can get access to additional funds. Loans online instant approval could come in handy.

Online loans make financing more accessible to the rest of the public. Loanable amounts can be easily customised to suit your needs. You can borrow between $300 and $5000. You can set up the repayments to suit your budget and payment capacity better with loan terms ranging from 16 days to 2 years. Lenders will also give you the freedom to decide on how often you would like to make a payment to match your income. You have the choice to go for a monthly, fortnightly or weekly arrangement. 

Loans Online Instant Approval

Features of loans online instant approval

  • Loanable amounts of $300-$5000
  • Loan assessment and decision is completed within a few minutes
  • Repayment term can be as short as 16 days to as long as 2 years
  • No paperwork involved, everything is set up online
  • Enjoy fixed repayments for the entirety of the loan term
  • Upfront fees and charges
  • Centrelink income and bad credit borrowers accepted
  • Apply any time from your computer, tablet or smartphone

Why choose SamedayLend for loans instant approval?

Speedy outcome

We have partnered with established and reputable lenders offering small loans instant approval Australia who can process and decide on your loan application in 60 seconds.  

Streamlined application

We offer a hassle-free application process where everything is done online. The whole process can take 5 minutes or less to complete and supporting documents can be sent online as well for a most convenient experience.

Apply anywhere you are

Our cash loans are accessible wherever you are in Australia. Just use your tablet, computer or smartphone and send an application without even having to leave the comforts of your home. 

Online Loans Quick Approval

How much do loans online instant approval cost?

When you apply for online loans, you can rest easy with the assurance that loan fees are capped, and proper pricing structures are established to protect your interest as much as possible. Do note that online instant approval loans are differentiated between medium and small loans and the category in which your loan application falls into can affect the fees you will be subjected to.

Small loans

These are loans ranging from $300-$2000. You have the option to repay the debt within 16 days to 1 year. For these loans, you should never pay more than 20% of the principal in processing fees and the repayment fees are capped at 4% each time. We can even offer as low as $50 loan in an instant.

Medium loans

These are loans ranging from $2001-$5000. You have the same options as small loans in terms of the loan term. There is a cap of 4% for every repayment or it is a maximum of 48% per year, whichever of the two is lower. Meanwhile, the processing fee is capped at $400.

With cash loans, there is no need to pay the lender any money upfront. Establishment fees will be divided into monthly instalments of the same amount. You will also need to pay a monthly repayment fee. Basically, the higher the loan principal and the longer it takes for you to pay it off, the more expensive it will be. This is hardly any different from any type of financing credit cards or leases. 

SamedayLend.com.au (Credit Representative Number - 535991) which is an Introducer Appointed Representative of Marketplace Finance Pty Ltd (Credit Representative Number: 487316).  

SamedayLend.com.au is not a lender and does not make credit decisions. SamedayLend.com.au matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to $5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

1. Subject to application being approved by the lender. Not all lenders are able to provide up to $5000

2. Subject to lenders requirements and approval. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. 

Consumer Advisory: SamedayLend is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to $5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.