If you’re faced with an unexpected expense, a small loan may be a good option to cover it. Whether you need financing to pay for car repairs, replace a broken appliance at home or cover a medical expense, we can help you with Centrelink approved loans.
At SamedayLend, we aim to help borrowers who are receiving benefits from Centrelink to get granted financing to cover their urgent financial needs fast and without the hassle. We work hand in hand with loan providers who will be more considerate of where things stand as far as your financial state is concerned. This means that regardless of your credit score or if you are getting government payments, they will be more than willing to assist you. Most importantly, you can get access to loans where the funds can be transferred to you within an hour or even less. Apply now and let SamedayLend help you cover those unexpected expenses and get instant cash loans no credit check Centrelink
Why instant cash loans work for you
Get a loan for $300-$5000
You can take out an instant cash loan for as little as $300 to as high as $5000. This gives you more flexibility in terms of how you will use the funds for.
Fast turnaround time
Loans can be processed, assessed and decided on within just 60 minutes. Once approved, expect that the funds will get transferred on the same day too, in some cases within just an hour upon approval. With this, you won’t need to wait long to get access to additional emergency cash.
Various income sources accepted
We’re more than happy to accept a variety of income sources. Whether you are currently employed, receiving benefits or are relying on Centrelink payments 100%, you’re more than welcome to apply.
There is no need for you to worry about fluctuating repayments. It doesn’t matter how short or long the loan term is, the rates will stay fixed the whole time until your bad credit loan gets fully repaid.
Repayment of up to 2 years
Depending on your preference, you can set the loan term to as short as 16 days to as long as 2 years. With this, you can set the term in a way that will make the loan repayments more manageable.
The whole application can be set up online so there is no need for you to have to hand in or mail any physical supporting documents to submit your loan application.
Why choose SamedayLend for Centrelink approved loans?
We are 100% online
From the moment you submit your application to its processing and assessment to its approval, everything is done online. The platform can be accessed from your tablet, smartphone and your computer which makes it hassle-free.
Get matched with a lender instantly
Once we get a hold of your application, we will put our streamlined system to work so you can get paired with a lender that will be most suitable for your financing needs and help you get that cash advance.
Our lender partners are transparent in terms of loan fees. Everything will be detailed in the loan contract, and you can review all the costs and fees associated with the loan prior to giving your consent.
Centrelink benefits considered
We consider a whole host of Centrelink benefits as part of your regular income when assessing your loan application. Among these are:
- NDIS or Disability Support Pension
- Aged Pension
- Carer Payments
- Veterans Affairs Pension
- Family Tax Benefits (A and B)
- Child Care Subsidy
- JobSeeker Payments (used as a Family Tax Benefits supplement}
- Parenting Payment
Do understand that not all types of Centrelink income can be accepted. There are some that will not be considered a part of your annual income when you are attempting to sign up for instant cash loans. These are:
- Youth Allowance
- JobSeeker payments
The rationale behind this is that, unlike other Centrelink incomes, they are not considered to be stable. These types of income are considered conditional and are dependent on your current study or employment position, which means that it can change at any time. For instance, in the case of JobSeeker payments. They are only available to people who are looking for a job or are unemployed. However, the moment the individual finds employment, he will stop receiving the benefit.
In the same manner, Youth Allowance is subject to age limitations and is also dependent on whether one is looking for employment. Hence, recipients of these benefits can lose the income stream the moment their loan gets accepted.