Centrelink Approved Loans

$50 to $5,000 paid out Today!


100% No obligation loan quote


Get your cash in 60 minutes once accepted*


We don’t credit check or charge any fees†

Fast 3 to 36 month online loans.



Centrelink Loans

If you’re faced with an unexpected expense, a small loan may be a good option to cover it. Whether you need financing to pay for car repairs, replace a broken appliance at home or cover a medical expense, we can help you with Centrelink approved loans.

At SamedayLend, we aim to help borrowers who are receiving benefits from Centrelink to get granted financing to cover their urgent financial needs fast and without the hassle via Centrelink approved loans. We work hand in hand with loan providers who will be more considerate of where things stand as far as your financial state is concerned. This means that regardless of your credit score or if you are getting government payments, they will be more than willing to assist you. Most importantly, you can get access to loans where the funds can be transferred to you within an hour or even less. Apply now and let SamedayLend help you cover those unexpected expenses and get instant cash loans no credit check Centrelink

Centrelink Approved Loans


Why instant cash loans & Centrelink approved loans work for you

Get a loan for $300-$5000

You can take out an instant cash loan for as little as $300 to as high as $5000. This gives you more flexibility in terms of how you will use the funds for.

Fast turnaround time

Loans can be processed, assessed and decided on within just 60 minutes. Once approved, expect that the funds will get transferred on the same day too, in some cases within just an hour upon approval. With this, you won’t need to wait long to get access to additional emergency cash.

Various income sources accepted

We’re more than happy to accept a variety of income sources. Whether you are currently employed, receiving benefits or are relying on Centrelink payments 100%, you’re more than welcome to apply. 

There is no need for you to worry about fluctuating repayments. It doesn’t matter how short or long the loan term is, the rates will stay fixed the whole time until your bad credit loan gets fully repaid.  So fret not as we can offer loans for Centrelink customers with bad credit

We can also provide loans for pensioners on centrelink, this is subject to the lender and certain terms, so please check with them before finalising your application.

Repayment of up to 2 years

Depending on your preference, you can set the loan term to as short as 16 days to as long as 2 years. With this, you can set the term in a way that will make the loan repayments more manageable.

The whole application can be set up online so there is no need for you to have to hand in or mail any physical supporting documents to submit your loan application.


Why choose SamedayLend for Centrelink approved loans?

We are 100% online

From the moment you submit your application to its processing and assessment to its approval, everything is done online. The platform can be accessed from your tablet, smartphone and your computer which makes it hassle-free to apply for Centrelink approved loans

Get matched with a lender instantly

Once we get a hold of your application, we will put our streamlined system to work so you can get paired with a lender that will be most suitable for your financing needs and help you get that cash advance. And Steer you closer to Centrelink approved loans

Our lender partners are transparent in terms of loan fees. Everything will be detailed in the loan contract, and you can review all the costs and fees associated with the loan prior to giving your consent, which means its much safer these days taking out Centrelink approved loans.

Loans for unemployed

Centrelink benefits considered

We consider a whole host of Centrelink benefits as part of your regular income when assessing your loan application. Among these are:

  • NDIS or Disability Support Pension
  • Aged Pension
  • Carer Payments
  • Veterans Affairs Pension
  • Family Tax Benefits (A and B)
  • Child Care Subsidy
  • JobSeeker Payments (used as a Family Tax Benefits supplement}
  • Parenting Payment

Do understand that not all types of Centrelink income can be accepted. There are some that will not be considered a part of your annual income when you are attempting to sign up for instant cash loans and Centrelink approved loans. These are:

  • Astbury
  • Outstudy
  • Youth Allowance
  • JobSeeker payments

The rationale behind this is that, unlike other Centrelink incomes, they are not considered to be stable. These types of income are considered conditional and are dependent on your current study or employment position, which means that it can change at any time. For instance, in the case of JobSeeker payments. They are only available to people who are looking for a job or are unemployed. However, the moment the individual finds employment, he will stop receiving the benefit. 

In the same manner, Youth Allowance is subject to age limitations and is also dependent on whether one is looking for employment. Hence, recipients of these benefits can lose the income stream the moment their loan gets accepted.

Are Instant cash loans on centrelink 24/7 available?

In a word yes they are!, all our lenders operate 247 and can lend up to a $1,500 Centrelink loan (depending on the lender). Please take note though although lenders operate 24/7 some can only pay the money out on weekdays.



SamedayLend.com.au (Credit Representative Number - 535991) which is an Introducer Appointed Representative of Marketplace Finance Pty Ltd (Credit Representative Number: 487316).  

SamedayLend.com.au is not a lender and does not make credit decisions. SamedayLend.com.au matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to $5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

1. Subject to application being approved by the lender. Not all lenders are able to provide up to $5000

2. Subject to lenders requirements and approval. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. 

Consumer Advisory: SamedayLend is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to $5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.