Online Approved Loans

$50 to $5,000 paid out today!


100% No obligation loan quote


Get your cash in 60 minutes once accepted*


We don’t credit check or charge any fees†

Fast 3 to 36 month online loans.



Online Approved Short Term Loans for up to $5,000 at Samedaylend

Designed to help you get a certain amount of money with ease, Short term online approved loans is the credit’s next generation. Our process of application has been tailored to make sure that you receive the most convenient and fastest short term online loan

And since this generation is in constant demand for convenient solutions and instant credit services, we offer quick access to loan products such as virtual credit card, unsecured personal loans, online approved loans and lines of credit. They are all exclusively online, fast to get, straightforward and with definitely no hassle.

Digital standards have been exceeded. We process and grant your loan application with the use of our machine learning algorithms and advanced technology to make sure that you receive the outcomes fast. Simply complete your online application, get an approval in less than an hour and sign your contract online. And depending on your bank, your money can be credited to your bank account in a matter of minutes.

Online Approved Loans

Responsible Broker for Online Approved Loans

As a credit broker, we are responsible for reviewing factors such as your income, debt obligations, living expenses and credit history to give you a tailored and fair loan. We may also request and review your online bank statements. We practice the same security as your bank does, and be assured that Samedaylend will not have access to your banking details. Together with your employment, spending and personal details, these snapshots are all we need to decide on your same day loan application.

When you apply with us, you can get quick access to instant cash loans and short term cash loans up to $5,000 or with our easy loans which can be accessed online through a seamless and quick loan application process. With Samedaylend, you can get that extra cash exactly when you need it.

How to apply for a short term Cash Loan

Unlike old-style money lenders, Samedaylend provides quick credit solutions with the use of smart data technology which makes the process for quick cash loans application easy and smooth. You must be above 18 years old Australian resident and employed to be eligible to apply with us. The traditional process of lending relies on your credit file. Your credit rating and credit report are crucial parts to get approval, the new credit statements show a comprehensive report of your transactions for the last 24 months. This will let your lenders see not just your defaults and past scores but also your progressive credit behaviours. The outcome of your application becomes fair and accurate with the help of new comprehensive reports

Get better loan terms access

If you are a customer with a positive repayment history, we can consider re-evaluating your profile to give you better charges, fees and loan terms. The credit score is based on a range of factors that we review to come up with a tailored rate for your fixed-rate or cash advance loan application.

Easy and fast credit solutions for online approved loans

Samedaylend offers quick credit solutions to meet your needs. You can apply for a bad credit loan via an online application if extra cash is needed to pay for unexpected expenses, hassle-free and quickly. If you are planning to travel for holiday abroad or chase a career development, larger credit products such as travel loans and student loans are being offered. 

With our easy and quick loan application and approval, you can turn your dream wedding or home into a reality. You don’t have to wait around or think twice to finally make that big break. You can easily and smoothly fast track big moments of your life with easy access credit products.


We believe in responsible and fair lending. We offer rates that are tailor-made for a short term loan or larger loans like university loans or school loans to ensure your capabilities of repaying your loan and still manage a healthy cash flow. You can use our online loan calculator to give you a preview of your loan terms and repayments. It gives you an idea of what will be your interest rates.

If you require an emergency cash loan and are based in Australia, we offer mini loans. Use it so you can pay your booking or reservation fee or rental bond. Borrowing money to help you settle other lump-sum financial commitments and bills management is also covered. Life becomes easier with these credit products within your reach.

Here at Samedaylend, we give credit access seamless and straightforward. Our virtual credit cards, short term loans and larger loans are all tailored to cater to the new generation’s on-the-go lifestyles. We make sure that you can access the money you want with ease. For faster, simpler and smarter lending choices, choose Samedaylend. Apply for a short term loan or any other credit products and get your results in minutes.


A small, responsible fund provider granting short term loans to Australians minus the long wait times, paperwork, fine print and hidden fees, Samedaylend aims to modernise the way of accessing short term personal loan by its people.

Short term loans

Do you need a short term loan ranging from $2,000 to $5,000? At Samedaylend, we have got you covered. Samedaylend personal cash solutions online can grant you short term cash to help you support your financial needs. We have a transparent system, simple, helping individuals to accomplish their goals easily and quickly.

You can apply for a Samedaylend loan in a matter of five minutes. The money is usually credited in your account in as little as 60 minutes, depending on your bank, once approved. If an application has been made after business hours, note that the process may take longer than the normal.

Instant Approval Loans

Payback process

Responsibility is vital to our short term loans code. At Samedaylend, we will never grant you a loan more than you can afford to repay. We will certainly not leave you questioning us about our cost structure and are transparent with all and any fees charged.

Just as we have simple short term loan applications, repaying the borrowed amount could not be more forthright. Loan repayments are structured based on your pay cycle. We will set up direct or automatic debits on your scheduled payday and send you to advance notice for that date. Worried if your repayment will be delayed? Contact the Samedaylend team and we will do our very best to assist you.

Fast processing

Loan application through traditional banks often requires the submission of bank statements, pay slips or other time-consuming credentials. The Samedaylend way is different because we use an Open Data Solutions where we securely get hold of your most recent bank statements quickly. Rest assured that all systems and data we have in place gives the utmost security.

With Samedaylend, you can improve your loan eligibility with ease and can get fast cash via our easy application process. (Credit Representative Number - 535991) which is an Introducer Appointed Representative of Marketplace Finance Pty Ltd (Credit Representative Number: 487316). is not a lender and does not make credit decisions. matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to $5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

1. Subject to application being approved by the lender. Not all lenders are able to provide up to $5000

2. Subject to lenders requirements and approval. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. 

Consumer Advisory: SamedayLend is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to $5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.